What are your credit card horror stories?
What scares you more – credit cards or vampires? Via Shutterstock Have you ever had your credit card stolen? Did you lose your wallet – with all your cards – the day before leaving for vacation? Have...
View ArticleWhy You Should be Using a Credit Card this Holiday Season
Use your credit card this holiday season! Via Shutterstock Credit cards have a bad reputation because people tend to get in trouble when they use them. We’ve even given you reasons to avoid retail...
View ArticleThe Sexiest Things About Saving Money
What about men and money is so sexy? Via Shutterstock. I don’t know about you, but money is a turn on for me. Having money, that is. (As opposed to spending money. Big spenders, to me, are often...
View ArticleWatch Out for Credit Card Surchages
Watch out for credit card “check out” fees! Via Shutterstock This post is brought to you by Creditnet.com. Did you know that retailers in 40 U.S. states can now charge you up to 4 percent extra when...
View ArticleWant to peek at another’s credit card bill?
Want to reduce your credit card bill? We can help! Via Shutterstock. Well here’s your chance! I’m calling on readers to share their credit card bills. This offer is open to ANYONE who wants to receive...
View ArticleA reader submits her credit card bill for FREE advice!
I can help you reduce your credit card spending! Via Shutterstock. I’m super excited that the first BargainBabe.com reader, who I’ll call Joanne, anonymously submitted her credit card bill to receive...
View ArticleDoes a 5% gas credit card earn more than a 1% card?
The promise of 5% gas cash back credit card is false. Via Shutterstock. Would using a credit card that earns 5% cash back on gas earn more money back than a credit card that earns 1% cash back on every...
View ArticleVideo Friday: How Wealth Is *really* Distributed
Not to get all political on ya, but this 6:24 video was so eye-opening that I had to share it. It looks at three things: How we think wealth in the US is distributed How we’d like wealth to be...
View ArticleStop Sharing Personal Info – Prevent Identity Theft
Protect yourself from identity theft in this digital world! Via Shutterstock When we gab about our personal life on social media sites, we may very well be providing all the information scammers need...
View ArticleWhy Use A Debit Card And Not Credit Cards?
Do you use debit? Via Shutterstock. I was stunned that nine out of 10 readers who chatted with me on the BargainBabe.com Facebook page about how many credit cards they had in their wallet HAD NONE!...
View ArticleWe capped our credit card bill at $2,000
I said hard cap, not hard hat! Via Shutterstock For the past three months, Hubs and I put a hard cap on our credit card spending. We agreed that together we’d spend no more than $2,000 in each cycle....
View ArticleThe 10 ‘Never-Break’ Rules of Good Credit
Stay on the road to good credit – via Shutterstock I recently came across “The 10 ‘Never-Break’ Rules of Good Credit” in the Kane County Chronicle, which listed how to maintain good credit, derived...
View Article5 Ways Credit Cards Could Improve Customer Service
How would you improve credit card customer service? Via Shutterstock I love credit cards, and I also hate them. Hubs and I recently decided to limit our monthly credit card spending to $2,000. (We are...
View ArticleDo You Shred All Receipts? Identity Theft Scare!
I’m tired of saving paper to shred! Via Shutterstock Do you shred all receipts – or do you toss them into the trash in once piece? For a long time I’ve shredded anything that has part of my credit card...
View ArticleATMs: Why I Never Use Them and Never Will
Automated Teller Machines can break your bank account if misused. Via Shutterstock. I am middle aged and have never used an ATM. Never wanted to, never felt the need to hit the magic machine that, for...
View ArticleNew Credit Card: Which Should I Choose?
Which credit card offers the best rewards? Via Shutterstock. Currently, I have one credit card with a $500 limit. While the credit card is in my name, it’s paid by my father and is only really used for...
View ArticleWhy I Love My Capital One Credit Card
My Capital One credit card stands out! Via Shutterstock I had to jump in and answer Dacia’s question about which credit card to get with an entire post about my favorite credit card. Yup, that’s how...
View ArticleWhy Do Young People Get Into Credit Card Debt?
Credit cards make it easy to quickly rack up debt. via Shutterstock.com Just as with drugs, the pleasures of credit are flaunted while the dangers of debt are downplayed or ignored. Imagine if a drug...
View ArticleMy Credit Card Spending Is Out of Control!
My husband and I checked our credit card spending now that the year is nearly half over and I was shocked at what we found. We broke down our spending from January 1 – June 22, 2014 by category so we...
View Article6 Tips to Lower and Eliminate Your Personal and Credit Card Debts
Debt sucks. Via Shutterstock. Carrying credit card debt is a real drag. When you’ve got high-interest bills hanging over your head, saving toward long-term goals, such as buying a home or starting a...
View ArticleWho Puts More on Your Credit Card? You or Hubs?
Daycare is our third biggest expense! Via Shutterstock They say women handle 70% of household spending, which is why so many marketers gear their products and commercials towards us. (When’s the last...
View ArticleThe Case for Child Labor: Roth IRA For Kids
A lemonade stand or other job can fund a Roth IRA. Via Shutterstock After reading an article in the NYTimes that urged teens to drop their summer job money into a Roth IRA, I thought, why stop there?...
View ArticleHelp! I See Nice Things and I Want Them
Does it get any better than this? Via Shutterstock I’m constantly wrestling with the temptation to upgrade. Upgrade what? Our cars, our pillows, our home decor, EVERYTHING! Take our knives, for...
View Article5 Signs Your Child Is Ready For a Credit Card
Is your child ready for a credit card? Via Shutterstock. Is your child ready for a credit card? Last week Bargain Babe shared how her allowance helped her learn to save money and that got me thinking...
View ArticleHow Credit Card Interest Works
Have you ever been shocked by your credit card bill? Via Shutterstock. We’ve written a lot about the danger of overspending on credit cards. We’ve shared our struggles with credit card spending, tips...
View ArticleDo You Sign the Back of Your Credit Cards?
Do you sign? Via Shutterstock I was mailing a package at the post office yesterday when the clerk noticed I had not signed my credit card. This did not please her. “Can I see your ID?” she barked. I...
View ArticleThe Greenest Credit Card in Existence
I have never written about a specific credit card on BargainBabe.com until now. Most of you have enough credit cards or use debit cards, right? But this credit card from Sustain:Green is truly unusual:...
View ArticleIs the Southwest Credit Card All It’s Cracked Up to Be?
Is it just me, or is choosing a credit card harder than making the at-the-table fries or tots decision? “They’re so long and sleek! But they’re bite-sized! You must choose for me! I can’t possibly!”...
View Article6 money mistakes in your 30s
Are you shoving money down the garbage disposal with these mistakes? via Shutterstock As a single person in my 30s, I make all of the mistakes: with dating, my career, whether to order guacamole or...
View ArticleWhy Having Good Credit Matters
No credit hassle here. Via Shutterstock Credit is a necessary tool these days, required by many consumers to be able to afford to pay for costly goods and services.Over time, lenders and businesses...
View ArticleDid You Know You Could Actually Shop for Credit Cards?
Surf the wave of credit – so you can find the best deal. Via Shutterstock Typically consumers and business owners receive flyers in the mail saying that they’ve been qualified for a particular card....
View Article5 Credit Card Facts You Didn’t Know: College Students
Young people. They really don’t know anything. Via Shutterstock. Our lovely, smart, and trustworthy babysitter recently told me she recently got her first credit card, which made me happy. She works...
View ArticleSave on BIG BILLS with Cinch Financial
That feeling when you’ve paid off a big bill. I just learned about a new site called Cinch Financial that helps people save money on their biggest monthly bills. Think cell phone bill, credit card...
View Article7 Biggest Mistakes of Online Shopping
Wish I hadn’t done that! Via Shutterstock How many of these bad habits do you have? As the online shopping season gears up, even more people than ever plan to shop online this holiday season. I’m...
View Article4 Saving Habits to Start In School To Make Money Your Entire Life
Good basic financial habits are easy to master – if you start now. Via Shutterstock The years you spend in college are some of the most fun of your life, even if you don’t know it yet. These moments...
View ArticleSpending Detox: What to Do When You’ve Spent Too Much
Via Shutterstock You, like most Americans, probably enjoyed the holidays a bit too extravagantly to the detriment of your bank account. However, you, like most Americans, are not out of the woods yet....
View ArticleHow to Prevent Overspending by Using a Prepaid Credit Card
One of the most commonly recommended strategies to prevent overspending is to leave your credit cards at home and only carry cash. Once the cash is spent, it’s impossible to make more purchases. The...
View ArticleHow the Upromise MasterCard Helps Build Your College Savings
I don’t know about you, but paying for my kids’ college education is the kind of thing that keeps me awake at night. With tuition rates at record high levels, saving enough for even state schools can...
View ArticleReducing Your Monthly Expenses: Three New Websites that Can Help
Yesterday I spent an hour on the phone negotiating my monthly bill with my wireless provider. It was a long, tedious hour, but I can’t argue with the results: I’m going to be saving $600 per year....
View ArticleSet Yourself Free: 4 Ways to Solve Your Debt Problem
Via Shutterstock Debt puts a strain on your finances and can cut a big chunk out of your monthly budget. Being under the pressures of debt can, at best, put your financial goals behind schedule and, at...
View ArticleTwo Simple Tricks for Saving Money at Target
I like to call Target “the store with the $50 cover charge.” You can walk in there intending to buy toilet paper and walk out with a new outfit, several new lipsticks, and a grill (it was on...
View ArticleWhen It Pays to Spend More on Quality
Maybe you’ve heard the old saying “buy cheap, buy twice” or perhaps this is a new concept for you. Frugality can be taken too far, like when it leads one down the path of pilfering ketchup packets or...
View ArticleShould You Take a Personal Loan? Here is what you need to know first.
It can happen so easily. All it takes are some unexpected expenses and/or poor planning – too many meals out, a dental emergency, a new job that requires an upgraded wardrobe – and you find yourself...
View ArticleSmall Steps to Help You Keep Your Big Financial Resolutions
If you’ve resolved to master your finances in 2021, there are ways to make that process easier. Setting small, specific goals throughout the year is the most effective way to keep big financial...
View Article9 Easy Ways to Save Money on Groceries
Are you experiencing sticker shock every time you go to the grocery store these days? You are not alone. I do a double take nearly every time I see the total on the cash register. Grocery prices in...
View Article13 Financial Tips for New College Grads
I’ve mentioned how living at home is a great way to save, but many of my friends don’t take advantage of this opportunity. I’ve had friends living at home (making double my income) who have fallen...
View Article5 Financial New Year’s Resolutions That Will Impact the Rest of Your Life
The new year has begun and that means it’s resolution time. Gyms fill up, cigarette sales go down, and promises to keep in touch slip from your lips. While fitting into your favorite pants or finally...
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